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Yacht, Houseboat or Motorboat - What to Choose for a Charter

Sailing yacht, houseboat or motorboat for a charter? We compare handling, licence, comfort and cost so you pick the boat that fits your trip.

Portivo4 min read
A marina with moored sailing yachts and motorboats on a sunny day

A sailing yacht, a houseboat or a motorboat? The boat you pick shapes the whole character of the trip: how much skill you need, whether you need a licence, how much it costs and how much comfort you get on board. In this guide we compare the three most popular types so you can match the boat to your crew and your plan.

The three boat types at a glance

Each type has a different entry threshold and a different style of cruising. A sailing boat gives you the most joy from sailing itself, but it needs skill. A houseboat is a floating flat for those who value comfort and calm. A motorboat is the fastest and most dynamic.

CriterionSailing yachtHouseboatMotorboat
Handlingneeds sailing skillsvery simplesimple
Licenceusually neededno, within 75 kW and 13 mno, with an engine up to 10 kW
Comfort at restlimitedvery highmedium
Pacewind-dependentslow, steadyfastest
Who it suitssailors, learnersfamilies, beginnersshort trips, active people

Sailing yacht: for those who want to sail

A sailing boat is the choice for people who want to genuinely sail: to set and reef sails, tack, read the wind. It gives the most satisfaction and quiet, because under sail you move without engine noise. In return it needs skill and usually a yacht sailor's licence, and harbour manoeuvres can be a challenge for beginners.

Sailing yachts on calm water
A sailing boat rewards skill: under sail you move quietly, but you have to read the wind and make the manoeuvre at the quay.

If you are only just learning to sail, consider sheltered waters and a shorter trip. A good idea for first steps at sea is a charter in the Gulf of Gdansk, where the harbours lie close together.

Houseboat: comfort without a licence

A houseboat is a motor yacht that feels like a floating flat: a full kitchen, cabins, often a rooftop deck. It needs no licence as long as it stays within the limit of up to 75 kW, up to 13 m and a speed capped at 15 km/h. It is the most common choice for families and people who want to relax rather than wrestle with sails. We lay out the licence details in our piece on chartering without a licence.

The downside: a houseboat depends entirely on its engine, so every kilometre burns fuel, and its tall superstructure catches the wind, which makes manoeuvres harder in stronger gusts.

Motorboat: fast and dynamic

A motorboat is the option for those who value pace and spontaneous outings. A small motorboat with an engine up to 10 kW needs no licence, and handling comes down to the wheel and the throttle. It works well for shorter trips, swimming and angling, though for a longer stay it offers less comfort than a houseboat.

No experience and cruising with the family? Start with a houseboat. No licence, no stress with sails, and a full galley on board.

How it looks in terms of cost and booking

The price depends on the boat type, the season and the length of the trip. Houseboats at peak season can be pricier than small sailing boats, and luxury boats reach the highest rates. We gathered the full market ranges in our piece on how much a yacht charter costs.

Whatever you choose, the most convenient way to book is online: a good operator shows availability in a calendar and accepts online bookings with payment by card, BLIK, Przelewy24 or bank transfer. The whole process of picking and paying for the boat happens on the operator's storefront, with no phone calls. For more on planning the trip itself, see our guide to a yacht charter in Masuria.

Frequently asked questions

Which is easier: a houseboat or a sailing boat?

A houseboat. It needs no sailing skills or a licence (within the power and length limit), and handling comes down to the wheel and the throttle. A sailing boat needs learning and usually qualifications.

Which type is best for a family with children?

Usually a houseboat: it is stable, has a full living space and room to relax on board, and at the same time needs no licence.

Is a motorboat more expensive than a sailing boat?

It depends on the boat and the season. Small motorboats can be cheap off-season, but large, comfortable motor boats at peak season are among the priciest. Treat prices as market ranges that depend on the operator.

Does each of these boats require a licence?

No. A motorboat up to 10 kW and a houseboat up to 75 kW and 13 m (with a speed up to 15 km/h) can be helmed without a licence. Larger sailing boats and faster motorboats require qualifications.


Run a rental company with different boat types and want to show them to customers in one place? See who Portivo is for, or book a meeting.

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